540 3rd St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 540 3rd St NE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property Type	Commercial
Lot Size	1.74 acres (75,971 sqft)
Owner	Company Name on File
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Apr 2024 Sale Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00139.00`

Property Details

APN / Parcel Number

Primary APN	`17.00139.00`

Exterior

Lot Area	75,971 sqft (1.74 acres)

Location & Zoning

Street Address	540 3RD ST NE
City	SAINT CLOUD
State	MN
Zip	56304
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-36 TWP-036 RANGE-031 AUDITORS 1916 SUBD OF 36-36-31 LOT-048
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	AUDITORS 1916 SUBD OF 36-36-31
Legal Lot Number	48
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5014
Census Tract	21201

Owner

Source: Benton County records · APN 17.00139.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9780 PYRAMID CT, 300, ENGLEWOOD, CO 80112-7004
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Warranty Deed, Transfer
Apr 04, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage SENTRY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 01, 2024
Transfer Doc	0000471089
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Apr 04, 2024
Property Address	540 3RD ST NE, SAINT CLOUD, MN 56304-0310
Document Number	0000471088
Instrument Date	Apr 01, 2024
Instrument	471088
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$6,930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Apr 04, 2024
Property Address	540 3RD ST NE, SAINT CLOUD, MN 56304-0310
Document Number	0000471089
Instrument Date	Apr 01, 2024
Instrument	471089
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9780 PYRAMID CT STE 300, 300, ENGLEWOOD, CO 80112-7004

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	540 3RD ST NE, SAINT CLOUD, MN 56304-0310
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457374
Date	Dec 13, 2021
Instrument	457374

Lender

Name	SENTRY BANK
Type	Bank
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 08, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+10.46%)	$78,400 (-) Land $78,400	$78,400 (-) Land $78,400
2025	$2,524.00 (-3.52%)	$78,400 (-) Land $78,400	$78,400 (-) Land $78,400
2023	$2,616.00	$78,400 Land $78,400	$78,400 Land $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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