St. Louis County property record for 5149 Cedar Rdg Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,676 sqft · built 2015 |
| Lot Size | 1.64 acres (71,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,500 (Jan 2014) |
| Tax Bill | $12,038 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0055-00010 |
| Primary APN | 395-0055-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,676 sqft Gross Area |
| 1st Floor Area | 2,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 71,687 sqft (1.64 acres) |
| Garage Area | 364 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Lean-To | 84 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1017832 |
|---|---|
| Street Address | 5149 CEDAR RIDGE DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 SERIAL # |
| Legal Subdivision | EVERGREEN FOURTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10301 |
Source: St. Louis County records · APN 395-0055-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5149 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK & TRUST |
| Nov 08, 2017 | Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK MIDWEST |
| Nov 08, 2016 | Deed of Trust, Mortgage · Line of Credit LAKE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2014 · Amount on Record |
| Deed Sale | Jan 13, 2014 · Amount on Record |
| Deed Document Number | 20141231158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5149 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001425530 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 1425530 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 08, 2017 |
| Property Address | 5149 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Instrument Date | Oct 27, 2017 |
| Instrument | A1321763 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5149 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353 |
| Document Number | 00A1321763 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | A1321763 |
| Name | PEOPLES BK MIDWEST |
|---|---|
| Type | Bank |
| Address | HAYWARD, WI 54843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 07, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5149 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Document Number | 00A1303544 |
| Instrument Date | Nov 08, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5149 CEDAR RIDGE DR DULUTH MN 558111353, DULUTH, MN 55811-1353 |
| Document Number | 00A1303544 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | A1303544 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 05, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,038.00 (+7.18%) Homeowner's exemption | ||
| 2025 | $11,232.00 (+1.34%) Homeowner's exemption | $864,400 (+13.66%) Land $160,400 Building $704,000 | $864,400 (+13.66%) Land $160,400 Building $704,000 |
| 2024 | $11,084.00 | $760,500 (+9.16%) Land $154,200 Building $606,300 | $760,500 (+9.16%) Land $154,200 Building $606,300 |
| 2022 | $696,700 Land $114,700 Building $582,000 | $696,700 Land $114,700 Building $582,000 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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