5128 Cedar Rdg Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5128 Cedar Rdg Dr, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,712 sqft · built 2019
Lot Size1.58 acres (69,014 sqft)
OwnerIndividual Name on Record
Last Sale$62,500 (Sep 2018)
Tax Bill$8,736 (2026)
Deeds & MortgagesMay 2019 Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN395-0055-00090

Property Details

APN / Parcel Number

Primary APN395-0055-00090
Alternative APN
  • 1057316

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,712 sqft Gross Area
1st Floor Area3,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialMetal
Construction TypeFrame
Lot Area69,014 sqft (1.58 acres)
Garage Area50 sqft
PorchSlab
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1057316
Street Address5128 CEDAR RIDGE DR
CityDULUTH
StateMN
Zip55811-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 2 SERIAL #
Legal SubdivisionEVERGREEN FOURTH ADDITION
Legal Block2
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group2
Census Block2002
Census Tract10301

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5128 CEDAR RIDGE DR, DULUTH, MN 55811-1353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2019Deed of Trust, Mortgage
NORTH SHORE BK/COMMERCE
Sep 6, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Deed Document Number20181340047
Last Transfer DateSep 14, 2022
Transfer Doc0001061225
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5128 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number00A1355445
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5128 CEDAR RIDGE DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Mortgage

Document Number00A1355445
DateMay 28, 2019
InstrumentA1355445
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueMay 27, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 6, 2018
Property Address5128 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number0001340047
Instrument DateAug 30, 2018
Instrument1340047
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$206.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5128 CEDAR RIDGE DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,736.00 (+2.13%) Homeowner's exemption
2025$8,554.00 (+4.24%) Homeowner's exemption$653,400 (+8.7%) Land $163,500 Building $489,900$653,400 (+8.7%) Land $163,500 Building $489,900
2024$8,206.00$601,100 (+15.53%) Land $157,200 Building $443,900$601,100 (+15.53%) Land $157,200 Building $443,900
2022$520,300 Land $117,000 Building $403,300$520,300 Land $117,000 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHermantown
serves 7,215 people · EPA ID MN1690043
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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