5134 Cedar Rdg Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5134 Cedar Rdg Dr, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 3,082 sqft · built 2009
Lot Size1.07 acres (46,638 sqft)
Owner2 Individual Names on Record
Last Sale$855,000 (Oct 2025)
Tax Bill$10,300 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN395-0055-00080

Property Details

APN / Parcel Number

Primary APN395-0055-00080
Alternative APNs
  • 1091696
  • 1189213

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,082 sqft Gross Area
1st Floor Area2,292 sqft
Basement Area1,108 sqft
Finished Basement1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBlock
Construction TypeFrame
Lot Area46,638 sqft (1.07 acres)
Garage Area1,060 sqft

Exterior Amenities

PorchSlab
Porch Area254 sqft
Deck Area224 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGeothermal

Location & Zoning

Account Number1189213
Street Address5134 CEDAR RIDGE DR
CityDULUTH
StateMN
Zip55811-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 2 SERIAL #
Legal SubdivisionEVERGREEN FOURTH ADDITION
Legal Block2
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group2
Census Block2002
Census Tract10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5134 CEDAR RIDGE DR, DULUTH, MN 55811-1353
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number20251519966
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2020
Property Address5134 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number00A1383895
Instrument DateJun 24, 2020
InstrumentA1383895
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,931.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5134 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353

Mortgage

Document NumberA1383896
DateJun 29, 2020
InstrumentA1383896
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,300.00 (+4.42%) Homeowner's exemption
2025$9,864.00 (+4.96%)$754,000 (+11.03%) Land $145,500 Building $608,500$754,000 (+11.03%) Land $145,500 Building $608,500
2024$9,398.00$679,100 (+6.89%) Land $139,900 Building $539,200$679,100 (+6.89%) Land $139,900 Building $539,200
2022$635,300 Land $104,000 Building $531,300$635,300 Land $104,000 Building $531,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHermantown
serves 7,215 people · EPA ID MN1690043
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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