St. Louis County property record for 5146 Cedar Rdg Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,368 sqft · built 2012 |
| Lot Size | 1.5 acres (65,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Feb 2012) |
| Tax Bill | $10,006 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0055-00070 |
| Primary APN | 395-0055-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,368 sqft Gross Area |
| 1st Floor Area | 2,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 65,651 sqft (1.5 acres) |
| Garage Area | 1,008 sqft |
| Porch | Patio |
| Porch Area | 535 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 929001 |
|---|---|
| Street Address | 5146 CEDAR RIDGE DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 2 SERIAL # |
| Legal Subdivision | EVERGREEN FOURTH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5146 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION |
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2012 · Amount on Record |
| Deed Sale | Feb 3, 2012 · Amount on Record |
| Deed Document Number | 20121179605 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 0001494255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 9, 2026 |
| Property Address | 5146 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Document Number | 0001535876 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261535876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5146 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Document Number | 0001535876, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20261535876 |
| Name | NORTHERN COMMUNITIES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5146 CEDAR RIDGE DR, DULUTH, MN 55811-1353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001526321 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 1526321 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,006.00 (+0.95%) Homeowner's exemption | ||
| 2025 | $9,912.00 (+7.67%) Homeowner's exemption | $735,300 (+7.83%) Land $134,600 Building $600,700 | $735,300 (+7.83%) Land $134,600 Building $600,700 |
| 2024 | $9,206.00 | $681,900 (+19.67%) Land $129,500 Building $552,400 | $681,900 (+19.67%) Land $129,500 Building $552,400 |
| 2022 | $569,800 Land $96,200 Building $473,600 | $569,800 Land $96,200 Building $473,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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