5143 Cedar Rdg Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5143 Cedar Rdg Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,730 sqft · built 2007
Lot Size	1.22 acres (53,234 sqft)
Owner	Company Name on Record
Last Sale	$695,000 (Jan 2025)
Tax Bill	$10,348 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-0055-00020`

Property Details

APN / Parcel Number

Primary APN	`395-0055-00020`
Alternative APNs	`1092306` `1034067`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,730 sqft Gross Area
1st Floor Area	2,004 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	53,234 sqft (1.22 acres)
Garage Area	808 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	266 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1034067
Street Address	5143 CEDAR RIDGE DR
City	DULUTH
State	MN
Zip	55811-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	EVERGREEN FOURTH ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2002
Census Tract	10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2649 WAKELY RD, COOK, MN 55723-8850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Warranty Deed, Transfer US BK
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK
Jun 2, 2017	Warranty Deed, Transfer REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20251503562
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2020
Property Address	5143 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number	00A1384797
Instrument Date	Jun 5, 2020
Instrument	A1384797
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5143 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353

Mortgage

Document Number	A1384798
Date	Jul 13, 2020
Instrument	A1384798

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5143 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number	00A1370801
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5143 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353

Mortgage

Document Number	00A1370801
Date	Jan 6, 2020
Instrument	A1370801

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 5, 2025

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5143 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number	00A1369164
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5143 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353

Mortgage

Document Number	00A1369164
Date	Dec 9, 2019
Instrument	A1369164

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 2, 2017
Property Address	5143 CEDAR RIDGE DR, DULUTH, MN 55811-1353
Document Number	00A1310396
Instrument Date	Jun 1, 2017
Instrument	A1310396
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5143 CEDAR RIDGE DR HERMANTOWN MN 558111353, HERMANTOWN, MN 55811-1353

Mortgage

Document Number	A1310397
Date	Jun 2, 2017
Instrument	A1310397

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,348.00 (+8.97%) Homeowner's exemption
2025	$9,496.00 (+3.24%) Homeowner's exemption	$756,700 (+15.14%) Land $149,600 Building $607,100	$756,700 (+15.14%) Land $149,600 Building $607,100
2024	$9,198.00	$657,200 (+7.76%) Land $143,900 Building $513,300	$657,200 (+7.76%) Land $143,900 Building $513,300
2022		$609,900 Land $107,000 Building $502,900	$609,900 Land $107,000 Building $502,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

5143 Cedar Rdg Dr, Duluth, MN 55811 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number