5145 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5145 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,898 sqft Heated Area
Lot Size	24,045 sqft (0.551 acres)
Occupancy	Owner Occupied
Last Sale	$164,900 (2004)
Tax Bill	$2,609.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`115197`
Alternative APN	`172531426002860050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,898 sqft Heated Area
Gross Area	2,484 sqft Gross Area
1st Floor	1,898 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	24,045 sqft (0.551 acres)
Depth X Width	264 ft x 91 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Area	375 sqft Pool
Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	603 sqft Deck
Porch	Open Porch
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	115197
Street Address	5145 JACK BRACK RD
City	SAINT CLOUD
State	FL
Zip	34771-7860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLOCK 286 LOTS 5-7, 14-16, W 1/2 LOT 4, W 1/2 LOT 17 AND VAC ALLEY LYING BTWN LOTS
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP
Legal Tract	4260
Legal Block	286
Legal Lot Number	4-7,17 7
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1029
Census Tract	43700

Owner

Source: Osceola County records · APN 115197

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5145 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2004 · Amount on Record
Deed Sale	Mar 01, 2004 · Amount on Record
Deed Doc Number	0245301889
Deed Book / Page	02453 / 01889
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5145 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Transaction Type	Mortgage
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 JACK BRACK RD, SAINT CLOUD, FL 34771-7860

Mortgage

Document Number	0059092245
Date	Mar 11, 2021
Book Page	5909/2245
Instrument	2021036277

Lender

Name	LAUNCH CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (+5.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$182,789 (+5.99%)	$407,600 (+25.34%) Land $71,500 Building $336,100
2023	$2,469.00 (+4.84%) Homeowner's exemption	$172,465 (+3%)	$325,200 (+13.75%) Land $66,000 Building $259,200
2022	$2,355.00 Homeowner's exemption	$167,442	$285,900 Land $66,000 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.