5109 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5109 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2005
Lot Size	0.344 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2021)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122931`

Property Details

APN / Parcel Number

Primary APN	`122931`
Alternative APN	`172531426002840170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Heated Area
Gross Area	2,642 sqft
1st Floor Area	1,772 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.344 acres)
Lot Dimensions	123 ft deep x 121 ft wide
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	30 sqft
Porch	Open Porch
Porch Area	408 sqft
Deck Area	280 sqft
Patio Area	60 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	122931
Street Address	5109 JACK BRACK RD
City	SAINT CLOUD
State	FL
Zip	34771-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 284 LOTS 1-4 AND W 1/2 OF VAC 10TH AVE ABUTTING E SIDE OF LOT 1 AND THAT PORTION
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP
Legal Tract	4260
Legal Block	284
Legal Lot Number	17 18
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43700

Owner

Source: Osceola County records · APN 122931

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5109 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	2021144066
Deed Book / Page	6044 / 2781
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2021
Property Address	5109 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Document Number	0060442781
Book / Page	6044 / 2781
Map Reference	MB 1 PG 71&72
Instrument Date	Sep 10, 2021
Instrument	2021144066
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5109 JACK BRACK RD, 5109, SAINT CLOUD, FL 34771-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 JACK BRACK RD, SAINT CLOUD, FL 34771-7860

Mortgage

Document Number	0060442785
Date	Sep 17, 2021
Instrument	6044/2785

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,407.00 (+20.8%)	$430,100 (+25.14%) Land $71,500 Building $358,600	$430,100 (+25.14%) Land $71,500 Building $358,600
2023	$5,304.00 (+11.26%)	$343,700 (+14.6%) Land $66,000 Building $277,700	$343,700 (+14.6%) Land $66,000 Building $277,700
2022	$4,767.00	$299,900 Land $66,000 Building $233,900	$299,900 Land $66,000 Building $233,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 505 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.