5135 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5135 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1993
Lot Size	0.58 acres (25,264 sqft)
Owner	2 Individual Names on File
Last Sale	$217,900 (Oct 2006)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-4260-0285-0170`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-4260-0285-0170`
Alternative APNs	`253117426002850170` `91291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,295 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	814 sqft
Upper Floors Area	481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,264 sqft (0.58 acres)
Lot Dimensions	123 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5135 JACK BRACK RD
City	SAINT CLOUD
State	FL
Zip	34771-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 285 LOTS 1-4 & 17-20
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	285
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-4260-0285-0170

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5135 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Prior Sale	Oct 13, 2006
Deed Document Number	2006250490
Deed Book / Page	3303 / 2977
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	0033032978
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5135 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5135 JACK BRACK RD, SAINT CLOUD, FL 34771-7860

Mortgage

Document Number	0068571275
Date	Oct 01, 2025
Book Page	6857/1275
Instrument	2025121451

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (+10.16%) Homeowner's exemption	$199,489 (+20.4%)	$283,900 (+25.68%) Land $68,200 Building $215,700
2024	$2,578.00 (+7.28%)
2023	$2,403.00 (+9.08%) Homeowner's exemption	$165,686 (+10.05%)	$225,900 (+13.69%) Land $60,000 Building $165,900
2022	$2,203.00 Homeowner's exemption	$150,550	$198,700 Land $60,000 Building $138,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.