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5141 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5141 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,646 sqft · built 2004
Lot Size0.521 acres (22,738 sqft)
Owner2 Owner Names on File
Last Sale$125,000 (Sep 2005)
Tax Bill$2,277 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN119750

Property Details

APN / Parcel Number

Primary APN119750
Alternative APN
  • 172531426002860080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,646 sqft Heated Area
Gross Area2,255 sqft
1st Floor Area1,646 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,738 sqft (0.521 acres)
Lot Dimensions264 ft deep x 91 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area209 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number119750
Street Address5141 JACK BRACK RD
CitySAINT CLOUD
StateFL
Zip34771-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLOCK 286 LOTS 8-13 AND VAC ALLEY LYING BTWN LOTS
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block286
Legal Lot Number8-13 9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 119750

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5141 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2005 · Amount on Record
Deed SaleSep 06, 2005 · Amount on Record
Prior SaleMay 26, 2004 · Amount on Record
Deed Document Number2005197028
Deed Book / Page2889 / 0139
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5141 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5141 JACK BRACK RD, SAINT CLOUD, FL 34771-7860

Mortgage

Document Number0064870665
DateOct 09, 2023
Book Page6487/665
Instrument2023133111
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2038

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5141 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057350662
DateJun 10, 2020
Book Page5735/662
Instrument2020074272
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,277.00 (+9.1%) Homeowner's exemption$153,810 (+5.99%)$375,200 (+25.57%) Land $71,500 Building $303,700
2023$2,087.00 (+5.19%) Homeowner's exemption$145,123 (+3%)$298,800 (+14.61%) Land $66,000 Building $232,800
2022$1,984.00 Homeowner's exemption$140,897$260,700 Land $66,000 Building $194,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Named Events
  • Hurricane Ian (Oct 2022), 2 claims
  • Hurricane Ian (Sep 2022), 5 claims
  • Hurricane Frances (Sep 2004), 6 claims
Nearby Flood Policies330 in force
293 of 330 on primary residences
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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