5159 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5159 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,164 sqft Heated Area
Lot Size12,720 sqft (0.292 acres)
OccupancyOwner Occupied
Last Sale$226,000 (2018)
Tax Bill$2,672.00 (2025)

Property Details

APN / Parcel Number

Primary APN91297
Alternative APN
  • 172531426002870140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,164 sqft Heated Area
Gross Area1,690 sqft Gross Area
1st Floor1,164 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,720 sqft (0.292 acres)
Depth X Width123 ft x 104 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area140 sqft Shed
Patio Area144 sqft Patio
PorchOpen Porch
Porch Area85 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91297
Street Address5159 JACK BRACK RD
CitySAINT CLOUD
StateFL
Zip34771-7860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 287 LOTS 14-17
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block287
Legal Lot Number14-17 15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 91297

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HOME LENDING LLC
Dec 19, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HM LNDG
Aug 17, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLANET HM LNDG
Jan 09, 2018Warranty Deed, Transfer · Conventional Mortgage
EQUITYMAX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleOct 20, 1999
Deed Doc Number0005387365
Deed Book / Page5387 / 365
Last Transfer DateAug 17, 2018
Transfer Doc0053870365
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860

Mortgage

Document Number0058540808
DateDec 18, 2020
Book Page5854/808
Instrument2020172273
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Document Number0056492951
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5159 JACK BRACK RD ST CLOUD FL 347717860, ST CLOUD, FL 34771-7860

Mortgage

Document Number0056492951
DateDec 31, 2019
Book Page005649/002951
Instrument169398
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2018
Property Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Document Number0053870365
Book / Page005387 / 000365
Instrument DateAug 10, 2018
Instrument126006
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,582.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5159 JACK BRACK RD ST CLOUD FL 347717860, ST CLOUD, FL 34771-7860

Mortgage

Document Number53870366
DateAug 17, 2018
Book Page005387/000366
Instrument126007
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2018
Property Address5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860
Document Number0052662568
Book / Page005266 / 002568
Instrument DateDec 28, 2017
Instrument4852
Transaction TypeTransfer
Record UpdatedFeb 09, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5245 VILLA ROSA AVE ST CLOUD FL 347717849, ST CLOUD, FL 34771-7849

Mortgage

Document Number52662571
DateJan 09, 2018
Book Page005266/002571
Instrument4853
Lender
NameEQUITYMAX
TypeFunding / Finance Company
AddressFORT LAUDERDALE, FL 33308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueJan 08, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,672.00 (+8.49%) Homeowner's exemption$182,309 (+5.99%)$325,600 (+25.18%) Land $65,000 Building $260,600
2023$2,463.00 (+4.85%) Homeowner's exemption$172,012 (+3%)$260,100 (+14.43%) Land $60,000 Building $200,100
2022$2,349.00 Homeowner's exemption$167,002$227,300 Land $60,000 Building $167,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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