Osceola County property record for 5159 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,164 sqft Heated Area |
| Lot Size | 12,720 sqft (0.292 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $226,000 (2018) |
| Tax Bill | $2,672.00 (2025) |
| Primary APN | 91297 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,164 sqft Heated Area |
| Gross Area | 1,690 sqft Gross Area |
| 1st Floor | 1,164 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,720 sqft (0.292 acres) |
| Depth X Width | 123 ft x 104 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 85 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 91297 |
|---|---|
| Street Address | 5159 JACK BRACK RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7860 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 287 LOTS 14-17 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 287 |
| Legal Lot Number | 14-17 15 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91297
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HM LNDG |
| Aug 17, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLANET HM LNDG |
| Jan 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage EQUITYMAX |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Oct 20, 1999 |
| Deed Doc Number | 0005387365 |
| Deed Book / Page | 5387 / 365 |
| Last Transfer Date | Aug 17, 2018 |
| Transfer Doc | 0053870365 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Document Number | 0058540808 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 5854/808 |
| Instrument | 2020172273 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Document Number | 0056492951 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 5159 JACK BRACK RD ST CLOUD FL 347717860, ST CLOUD, FL 34771-7860 |
| Document Number | 0056492951 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 005649/002951 |
| Instrument | 169398 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 17, 2018 |
| Property Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Document Number | 0053870365 |
| Book / Page | 005387 / 000365 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 126006 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5159 JACK BRACK RD ST CLOUD FL 347717860, ST CLOUD, FL 34771-7860 |
| Document Number | 53870366 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 005387/000366 |
| Instrument | 126007 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 09, 2018 |
| Property Address | 5159 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Document Number | 0052662568 |
| Book / Page | 005266 / 002568 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 4852 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2018 |
| Title Company | QUALITY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5245 VILLA ROSA AVE ST CLOUD FL 347717849, ST CLOUD, FL 34771-7849 |
| Document Number | 52662571 |
|---|---|
| Date | Jan 09, 2018 |
| Book Page | 005266/002571 |
| Instrument | 4853 |
| Name | EQUITYMAX |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT LAUDERDALE, FL 33308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 08, 2035 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,672.00 (+8.49%) Homeowner's exemption | $182,309 (+5.99%) | $325,600 (+25.18%) Land $65,000 Building $260,600 |
| 2023 | $2,463.00 (+4.85%) Homeowner's exemption | $172,012 (+3%) | $260,100 (+14.43%) Land $60,000 Building $200,100 |
| 2022 | $2,349.00 Homeowner's exemption | $167,002 | $227,300 Land $60,000 Building $167,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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