514 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 514 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$447,119 (Jan 2022)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026552-0860`

Property Details

APN / Parcel Number

Primary APN	`026552-0860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,928 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	224 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 WATERVALE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 86 OR5480/476
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	86
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026552-0860

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202210249
Deed Book / Page	5480 / 476
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 28, 2022
Property Address	514 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number	0054800476
Book / Page	5480 / 476
Map Reference	MB 100 PG 48-61
Instrument Date	Jan 27, 2022
Instrument	2022010249
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,130.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number	0005480478
Date	Jan 28, 2022
Instrument	5480/478

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,903 (+2.7%)	$397,545 (-2.34%) Land $110,000 Building $287,545
2025	$4,820.00 (+12.33%) Homeowner's exemption	$371,863 (+2.9%)	$407,090 (+0.9%) Land $110,000 Building $297,090
2024	$4,291.00 (+1.97%) Homeowner's exemption	$361,383 (+3%)	$403,476 (+15%) Land $110,000 Building $293,476
2023	$4,208.00 (+204.49%) Homeowner's exemption	$350,857 (+291.58%)	$350,857 (+291.58%) Land $95,000 Building $255,857
2022	$1,382.00	$89,600	$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.