540 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 540 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$443,988 (Nov 2021)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026552-0830`

Property Details

APN / Parcel Number

Primary APN	`026552-0830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,462 sqft Living Area
Gross Area	2,881 sqft Gross Area
1st Floor Area	1,204 sqft 1st Floor
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	419 sqft Garage
Porch	Finished/Open Porch
Porch Area	150 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 WATERVALE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 83 OR5411/335
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	83
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026552-0830

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2021 · Amount on Record
Deed Sale	Nov 03, 2021 · Amount on Record
Deed Document Number	2021119734
Deed Book / Page	5411 / 335
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 03, 2021
Property Address	540 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number	0054110335
Book / Page	5411 / 335
Map Reference	MB 100 PG 48-61
Instrument Date	Oct 28, 2021
Instrument	2021119734
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number	0005411337
Date	Nov 03, 2021
Instrument	5411/337

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,035 (-4.2%) Land $110,000 Building $312,035	$422,035 (-4.2%) Land $110,000 Building $312,035
2025	$6,267.00 (+9.33%)	$440,520 (+0.84%)	$440,520 (+0.84%) Land $110,000 Building $330,520
2024	$5,732.00 (+6.56%)	$436,831 (+8.18%)	$436,831 (+8.18%) Land $110,000 Building $326,831
2023	$5,379.00 (+4.2%)	$403,811 (+4.91%)	$403,811 (+4.91%) Land $95,000 Building $308,811
2022	$5,162.00	$384,912	$384,912 Land $89,600 Building $295,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.