522 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 522 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	3,515 sqft Living Area
Lot Size	11,325 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$510,003 (2021)
Tax Bill	$7,079.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026552-0850`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,515 sqft Living Area
Gross Area	3,955 sqft Gross Area
1st Floor	1,444 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,325 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	675 sqft Patio
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	522 WATERVALE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1769
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 85 OR5434/94
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	85
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026552-0850

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Deed Doc Number	2021130096
Deed Book / Page	5434 / 94
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 02, 2021
Property Address	522 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number	0054340094
Book / Page	5434 / 94
Map Reference	MB 100 PG 48-61
Instrument Date	Nov 30, 2021
Instrument	2021130096
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.70
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number	0000543496
Date	Dec 02, 2021
Instrument	5434/96

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,381 (-1.15%) Land $110,000 Building $423,381	$533,381 (-6.69%) Land $110,000 Building $423,381
2025	$7,079.00 (+11.74%) Homeowner's exemption	$539,596 (+2.9%)	$571,649 (+0.85%) Land $110,000 Building $461,649
2024	$6,335.00 (+3.55%) Homeowner's exemption	$524,389 (+4.6%)	$566,849 (+9.21%) Land $110,000 Building $456,849
2023	$6,118.00 (+2.62%) Homeowner's exemption	$501,328 (+3%)	$519,066 (+4.83%) Land $95,000 Building $424,066
2022	$5,962.00 Homeowner's exemption	$486,726	$495,136 Land $89,600 Building $405,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.