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478 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 478 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2022
Square Footage3,634 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$652,355 (2022)
Tax Bill$7,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN026552-0900

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures19 Plumbing Fixtures
Building Area3,634 sqft Living Area
Gross Area4,345 sqft Gross Area
1st Floor1,453 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area540 sqft Garage
Porch Area171 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address478 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 90 OR5536/1528
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number90
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records · APN 026552-0900

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address478 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
VYSTAR CU
Apr 13, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Deed Doc Number202238380
Deed Book / Page5536 / 1528
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address478 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number0062700828
DateDec 09, 2025
Book Page6270/828
Instrument2025099915
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2046

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 13, 2022
Property Address478 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number0055361528
Book / Page5536 / 1528
Map ReferenceMB 100 PG 48-61
Instrument DateApr 07, 2022
Instrument2022038380
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,566.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769

Mortgage

Document Number0055361530
DateApr 13, 2022
Instrument5536/1530
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$557,715 (-5.3%) Land $110,000 Building $447,715$557,715 (-7.37%) Land $110,000 Building $447,715
2025$7,744.00 (+11.63%) Homeowner's exemption$588,954 (+2.9%)$602,121 (+0.76%) Land $110,000 Building $492,121
2024$6,937.00 (+1.89%) Homeowner's exemption$572,356 (+3%)$597,587 (+7.54%) Land $110,000 Building $487,587
2023$6,808.00 (+392.62%) Homeowner's exemption$555,685 (+520.18%)$555,685 (+520.18%) Land $95,000 Building $460,685
2022$1,382.00$89,600$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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