530 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 530 Watervale Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,204 sqft · built 2021
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individuals on Record
Last Sale	$570,000 (Mar 2026)
Tax Bill	$5,456 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026552-0840`

Property Details

APN / Parcel Number

Primary APN	`026552-0840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,729 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	530 WATERVALE DR
City	ST AUGUSTINE
State	FL
Zip	32092-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 84 OR5281/1798
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	84
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	530 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jun 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	202619595
Deed Book / Page	6319 / 475
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 6, 2026
Property Address	530 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number	0063190475
Book / Page	6319 / 475
Map Reference	MB 100 PG 48-61
Instrument Date	Mar 2, 2026
Instrument	2026019595
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3182 JULINGTON CREEK RD, JACKSONVILLE, FL 32223-2781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number	0006319477
Date	Mar 6, 2026
Instrument	6319/477

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2021
Property Address	530 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number	0052811798
Book / Page	5281 / 1798
Map Reference	MB 100 PG 48-61
Instrument Date	May 28, 2021
Instrument	2021062315
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 WARTERVALE DRIVE, SAINT AUGUSTINE, FL 32092-1769

Mortgage

Document Number	0052811800
Date	Jun 3, 2021
Instrument	5281/1800

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,965 (+1.64%) Land $110,000 Building $315,965	$425,965 (-3.01%) Land $110,000 Building $315,965
2025	$5,456.00 (+12.12%) Homeowner's exemption	$419,076 (+2.9%)	$439,168 (+0.79%) Land $110,000 Building $329,168
2024	$4,866.00 (+1.95%) Homeowner's exemption	$407,265 (+3%)	$435,708 (+8.18%) Land $110,000 Building $325,708
2023	$4,773.00 (+2.73%) Homeowner's exemption	$395,403 (+3%)	$402,772 (+4.92%) Land $95,000 Building $307,772
2022	$4,646.00 Homeowner's exemption	$383,886	$383,886 Land $89,600 Building $294,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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