Macon County property record for 514 Summit Rd, Otto, NC 28763 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,848 sqft · built 1990 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2023) |
| Tax Bill | $1,210 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489512444 |
| Primary APN | 6489512444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Heated Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 24 sqft |
| Patio Area | 784 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 156508 |
|---|---|
| Street Address | 514 SUMMIT RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 SUMMIT SUBD |
| Legal Subdivision | SUMMIT |
| Legal Lot Number | 9 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5046 |
| Census Tract | 970700 |
Source: Macon County records · APN 6489512444
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 27, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 26, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20237537 |
| Deed Book / Page | 42 / 784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
| Document Number | 00Z43/2126 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | Z-43/2126 |
| Instrument | 2025006345 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000W42/790 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | W-42/790 |
| Instrument | 2023007538 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 26, 2017 |
| Property Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
| Document Number | Y37/1762 |
| Book / Page | Y-37 / 1762 |
| Map Reference | MB I37 PG 1611 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 SUMMIT RD, OTTO, NC 28763-9701 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,680 (-0.87%) Land $33,180 Building $288,500 | $321,680 (-0.87%) Land $33,180 Building $288,500 | |
| 2025 | $1,210.00 | ||
| 2023 | $1,210.00 | $324,510 Land $33,180 Building $291,330 | $324,510 Land $33,180 Building $291,330 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 806 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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