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430 Summit Rd, Otto, NC 28763 Property Records

Macon County property record for 430 Summit Rd, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,056 sqft · built 1975
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Aug 2012)
Tax Bill$788 (2026)
Flood ZoneZone X (minimal risk)
APN6489514089

Property Details

APN / Parcel Number

Primary APN6489514089
Alternative APNs
  • 0700506
  • 123491

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,056 sqft Heated Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Finished Basement1,056 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
TerrainRolling
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area410 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number123491
Street Address430 SUMMIT RD
CityOTTO
StateNC
Zip28763-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 38 SUMMIT SUBD
Legal SubdivisionSUMMIT
Legal Lot Number38
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5047
Census Tract970700

Owner

Source: Macon County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 SUMMIT RD, OTTO, NC 28763-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2012 · Amount on Record
Deed SaleAug 10, 2012 · Amount on Record
Deed Document Number20125288
Deed Book / Page35 / 861
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$788.00$197,050 (+3.9%) Land $28,850 Building $168,200$197,050 (+3.9%) Land $28,850 Building $168,200
2025$788.00 (+1.55%)
2023$776.00$189,650 Land $28,850 Building $160,800$189,650 Land $28,850 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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