Macon County property record for 610 Summit Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,214 sqft · built 1975 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2025) |
| Tax Bill | $1,014 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489418450 |
| Primary APN | 6489418450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Heated Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,214 sqft |
| Finished Basement | 1,214 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 146 sqft |
| Deck Area | 104 sqft |
| Patio Area | 519 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 161078 |
|---|---|
| Street Address | 610 SUMMIT RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 SUMMITT OFF RD 1104 |
| Legal Subdivision | SUMMIT |
| Legal Lot Number | 12 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5046 |
| Census Tract | 970700 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30 MATHEWS DR, 702, HILTON HEAD ISLAND, SC 29926-3756 |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Dec 2, 1991 · Amount on Record |
| Deed Document Number | 20255802 |
| Deed Book / Page | 43 / 1901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 25, 2025 |
| Property Address | 610 SUMMIT RD, OTTO, NC 28763-9446 |
| Document Number | 00Y43/1901 |
| Book / Page | Y-43 / 1901 |
| Map Reference | CAB 1 SL 257 PG 6 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025005802 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 MATHEWS DR APT 702, 702, HILTON HEAD ISLAND, SC 29926-3756 |
| Document Number | 2025005803 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025005803 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014.00 | $263,840 (-) Land $76,940 Building $186,900 | $263,840 (-) Land $76,940 Building $186,900 |
| 2025 | $1,014.00 (+1.81%) | $263,840 (+0.69%) Land $76,940 Building $186,900 | $263,840 (+0.69%) Land $76,940 Building $186,900 |
| 2023 | $996.00 | $262,040 Land $76,940 Building $185,100 | $262,040 Land $76,940 Building $185,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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