451 Summit Rd, Otto, NC 28763 Property Records

Macon County property record for 451 Summit Rd, Otto, NC 28763 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1983
Lot Size1.16 acres (50,530 sqft)
OwnerCompany Name on File
Last Sale$158,500 (Aug 2020)
Tax Bill$957 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6489514561

Property Details

APN / Parcel Number

Primary APN6489514561
Alternative APN
  • 147393

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area50,530 sqft (1.16 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area16 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number147393
Street Address451 SUMMIT RD
CityOTTO
StateNC
Zip28763-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 & 16 SUMMIT SUB
Legal SubdivisionSUMMIT
Legal Lot Number8,16
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5028
Census Tract970700

Owner

Source: Macon County records · APN 6489514561

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4421 MICANOPE CRESCENT DR, LAKELAND, FL 33811-1486
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleAug 17, 2006 · Amount on Record
Deed Document Number20205672
Deed Book / Page40 / 1792
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 14, 2020
Property Address451 SUMMIT RD, OTTO, NC 28763-9445
Document NumberC40/1792
Book / PageC-40 / 1792
Map ReferenceCAB 1 SL 257
Instrument DateJul 17, 2020
Instrument2020005672
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$317.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 SUMMIT RD, OTTO, NC 28763-9445

Mortgage

Document Number2020005673
DateAug 14, 2020
Instrument2020005673
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$246,990 (+0.04%) Land $43,480 Building $203,510$246,990 (+0.04%) Land $43,480 Building $203,510
2025$957.00 (+1.38%)
2023$944.00$246,890 Land $43,480 Building $203,410$246,890 Land $43,480 Building $203,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139707005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire LikelihoodAbout 1 in 806 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Summit Rd

Nearby Streets

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