Macon County property record for 271 Summit Rd, Otto, NC 28763 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,050 sqft Heated Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $124,500 (1998) |
| Tax Bill | $888.00 (2025) |
| Primary APN | 6489611490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,050 sqft Heated Area |
| 1st Floor | 1,050 sqft 1st Floor |
| Basement Area | 1,050 sqft Basement |
| Finished Basement | 1,050 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 27,878 sqft (0.64 acres) |
| Deck Area | 96 sqft Deck |
|---|---|
| Patio Area | 280 sqft Patio |
| Porch Area | 280 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 144 sqft Utility Building |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 134538 |
|---|---|
| Street Address | 271 SUMMIT RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 SUMMIT SUB |
| Legal Subdivision | SUMMIT |
| Legal Lot Number | 22 |
| Jurisdiction | MACON NC |
| Minor Civil Division | SMITHBRIDGE |
| Census Blockgroup | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
Source: Macon County records · APN 6489611490
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 271 SUMMIT RD, OTTO, NC 28763-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 1998 · Amount on Record |
| Deed Sale | Aug 14, 1998 · Amount on Record |
| Deed Book / Page | 22 / 112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 271 SUMMIT RD, OTTO, NC 28763-9443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | H40/2379 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | H-40/2379 |
| Instrument | 2020008194 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,560 (+1.75%) Land $35,890 Building $190,670 | $226,560 (+1.75%) Land $35,890 Building $190,670 | |
| 2025 | $888.00 (+1.6%) | ||
| 2023 | $874.00 | $222,660 Land $35,890 Building $186,770 | $222,660 Land $35,890 Building $186,770 |
271 Summit Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 75th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 806 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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