Ravalli County property record for 514 Ruff Rd, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1991 |
| Lot Size | 10.2 acres (447,361 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,454 (2026) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | R1350341 |
| Primary APN | R1350341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Attic | Attic |
| Attic Area | 87 sqft |
| Basement Area | 1,450 sqft |
| Unfinished Basement | 1,450 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 447,361 sqft (10.2 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001229900 |
|---|---|
| Street Address | 514 RUFF RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04, T04 N, R21 W, ACRES 10.27, IN S2SW INDEX 3 TRACT 6 |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Tract | 6 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1126 |
| Census Tract | 501 |
514 Ruff Rd is owned and occupied by two individuals who acquired it in July 2026.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1500 14TH ST S, GREAT FALLS, MT 59405-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2026 |
| Transfer Doc | 0000817529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jul 28, 2026 |
| Property Address | 514 RUFF RD, HAMILTON, MT 59840-9750 |
| Document Number | 0000817529 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026817529 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 14TH ST S, GREAT FALLS, MT 59405-4521 |
The 2026 property tax bill for 514 Ruff Rd was $1,454 with a homeowner's exemption, up 80.2% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,454.00 (+80.17%) Homeowner's exemption | $480,000 (-) | |
| 2025 | $807.00 Homeowner's exemption | $480,000 | $480,000 Land $271,560 Building $208,440 |
| 2023 | $1,522.00 | $382,322 | $382,322 Land $181,692 Building $200,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Ruff Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Ruff Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 91% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 5 |
May also be available: Grizzly Broadband.
5G (outdoors only) and 4G LTE
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