Ravalli County property record for 482 Ruff Rd, Hamilton, MT 59840 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,934 sqft Living Area |
| Lot Size | 335,848 sqft (7.71 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $242,400 (2022) |
| Tax Bill | $2,097.00 (2025) |
Source: Ravalli County records · APN R1349896
Assessment roll updated September 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 RUFF RD, HAMILTON, MT 59840-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Prior Sale | Nov 06, 2014 |
| Deed Doc Number | 2022781678 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 482 RUFF RD, HAMILTON, MT 59840-9750 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 482 RUFF RD, HAMILTON, MT 59840-9750 |
| Document Number | 0000809145 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 809145 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2045 |
Source: Ravalli County records · Assessment roll updated September 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,097.00 (-37.42%) | $667,000 (+7.08%) | $667,000 (+7.08%) Land $225,480 Building $441,520 |
| 2023 | $3,351.00 | $622,900 | $622,900 Land $157,116 Building $465,784 |
Source: FEMA National Flood Hazard Layer, Ravalli County (30081C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 92% of the US · above 93% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 68 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R1349896 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,934 sqft Living Area |
| 1st Floor | 2,934 sqft 1st Floor |
| Basement Area | 480 sqft Basement |
| Unfinished Basement | 480 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 335,848 sqft (7.71 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 144 sqft Deck |
| Porch Area | 404 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0001212400 |
|---|---|
| Street Address | 482 RUFF RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9750 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | S09, T04 N, R21 W, ACRES 7.71, IN SESW INDEX 8 IN N1/2NW INDEX 18 CS #682619-F PARCEL B (REMAINDER) |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 09 |
| Jurisdiction | RAVALLI MT |
| Minor Civil Division | HAMILTON |
| Census Blockgroup | 1 |
| Census Block | 1126 |
| Census Tract | 501 |
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