Ravalli County property record for 480 Ruff Rd, Hamilton, MT 59840 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,669 sqft Living Area |
| Lot Size | 324,958 sqft (7.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $394,669 (2017) |
| Tax Bill | $2,331.00 (2025) |
Source: Ravalli County records · APN R1349903
Assessment roll updated September 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 RUFF RD, HAMILTON, MT 59840-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Feb 21, 2006 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 480 RUFF RD, HAMILTON, MT 59840-9750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 RUFF RD, HAMILTON, MT 59840-9750 |
| Document Number | 0000813584 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 813584 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Ravalli County records · Assessment roll updated September 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (-23.07%) | $733,300 (+30.18%) | $733,300 (+30.18%) Land $220,980 Building $512,320 |
| 2023 | $3,030.00 | $563,300 | $563,300 Land $154,716 Building $408,584 |
Source: FEMA National Flood Hazard Layer, Ravalli County (30081C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 91% of the US · above 91% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 71 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R1349903 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,669 sqft Living Area |
| 1st Floor | 1,669 sqft 1st Floor |
| Basement Area | 970 sqft Basement |
| Finished Basement | 970 sqft Finished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 324,958 sqft (7.46 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,352 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 77 sqft Shed |
| Deck Area | 384 sqft Deck |
| Patio Area | 260 sqft Patio |
| Porch Area | 1,300 sqft Porch |
| Lean-To | 140 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 0001212710 |
|---|---|
| Street Address | 480 RUFF RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9750 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | S09, T04 N, R21 W, ACRES 7.46, IN N2NW INDEX 39 CS #3098 PARCEL 4 |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 09 |
| Legal Subdivision | CERTIFICATE/SURV 3098 |
| Jurisdiction | RAVALLI MT |
| Minor Civil Division | HAMILTON |
| Census Blockgroup | 1 |
| Census Block | 1126 |
| Census Tract | 501 |
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