Ravalli County property record for 484 Ruff Rd, Hamilton, MT 59840 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2020 |
| Square Footage | 838 sqft Living Area |
| Lot Size | 317,988 sqft (7.3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,043.00 (2025) |
| Primary APN | R815000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 838 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Attic Area | 70 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 317,988 sqft (7.3 acres) |
| Deck Area | 240 sqft Deck |
|---|---|
| Porch Area | 240 sqft Porch |
| Topography | Below Road/Slope Topography |
| Pole Structure | 777 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 0001212410 |
|---|---|
| Street Address | 484 RUFF RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9750 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | S09, T04 N, R21 W, ACRES 7.3, IN N1/2NW INDEX 52 CS#682619-F PARCEL A (GIFT) |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 09 |
| Jurisdiction | RAVALLI MT |
| Minor Civil Division | HAMILTON |
| Census Blockgroup | 1 |
| Census Block | 1126 |
| Census Tract | 501 |
Source: Ravalli County records · APN R815000
Assessment roll updated September 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 484 RUFF RD, HAMILTON, MT 59840-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA |
| Jul 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 |
| Deed Sale | Aug 30, 2022 |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Doc Number | 2022779474 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000788935 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 484 RUFF RD, HAMILTON, MT 59840-9750 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 484 RUFF RD, HAMILTON, MT 59840-9750 |
| Document Number | 0000809079 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 809079 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | HAMILTON, MT 59840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jul 27, 2023 |
| Property Address | 484 RUFF RD, HAMILTON, MT 59840-9750 |
| Document Number | 0000788935 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 788935 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 484 RUFF RD, HAMILTON, MT 59840-9750 |
Source: Ravalli County records · Assessment roll updated September 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (-38.83%) | $392,980 (+24%) | $392,980 (+24%) Land $218,100 Building $174,880 |
| 2023 | $1,705.00 | $316,920 | $316,920 Land $153,180 Building $163,740 |
Source: FEMA National Flood Hazard Layer, Ravalli County (30081C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 91% of the US · above 91% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 71 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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