Ravalli County property record for 512 Ruff Rd, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,040 sqft · built 1984 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,695 (2026) |
| Flood Zone | Zone D (undetermined) |
| APN | R1350193 |
| Primary APN | R1350193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 442,570 sqft (10.1 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 192 sqft |
| Pole Barn | 832 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001223200 |
|---|---|
| Street Address | 512 RUFF RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04, T04 N, R21 W, ACRES 10.16, IN SESW INDEX 4 TRACT 7 |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Tract | 7 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1126 |
| Census Tract | 501 |
512 Ruff Rd is owned by two individuals who acquired it in February 2010.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 367, DARBY, MT 59829-0367 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2010 |
| Deed Sale | Feb 22, 2010 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 512 Ruff Rd was $1,695.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,695.00 | $552,500 | |
| 2025 | $552,500 Land $269,580 Building $282,920 | ||
| 2023 | $2,333.00 | $433,700 | $433,700 Land $180,636 Building $253,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Ruff Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Ruff Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 90% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 5 |
May also be available: Grizzly Broadband.
No cell data coverage reported
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