175 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 175 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,830 sqft · built 2001
Lot Size	2.1 acres (91,476 sqft)
Owner	Company Name on Record
Tax Bill	$7,163 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9566975218`

Property Details

APN / Parcel Number

Primary APN	`9566975218`
Alternative APNs	`00956697521855` `9962635`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	4,830 sqft Heated Area
1st Floor Area	2,794 sqft
Basement Area	2,794 sqft
Finished Basement	1,956 sqft
Unfinished Basement	838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	930 sqft
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9962635
Street Address	175 OVERLOOK DR
City	FLAT ROCK
State	NC
Zip	28731-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9962635~R-
Legal Description	KENMURE LO1- R PHIII SEN PL1998-2856
Legal Subdivision	KENMURE (2271)
Legal Phase	3
Legal Block	97
Legal Lot Number	5218
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2005
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	175 OVERLOOK DR, FLAT ROCK, NC 28731-9700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	175 OVERLOOK DR, FLAT ROCK, NC 28731-9700
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039240353
Date	Jun 9, 2022
Book Page	3924/353
Instrument	981146

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,662,000 (-) Land $193,200 Building $1,468,800
2025	$7,163.00	$1,662,000 (-) Land $193,200 Building $1,468,800
2023		$1,662,000 Land $193,200 Building $1,468,800	$1,662,000 Land $193,200 Building $1,468,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20