500 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 500 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,902 sqft · built 1962
Lot Size	0.302 acres (13,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,300 (May 2021)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099030004004006000`

Property Details

APN / Parcel Number

Primary APN	`099030004004006000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,158 sqft (0.302 acres)
Lot Dimensions	129 ft deep x 102 ft wide

Location & Zoning

Street Address	500 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE DR,500; LOT 1 & W10' OF LOT 3 OF BLK 6 OF VALLEY VIEW ADD. - MT.VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADD
Legal Block	6
Legal Lot Number	1,3,W10
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4008
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 OAK LN, MOUNT VERNON, MO 65712-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	20213190
Deed Book / Page	457 / 3169
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 25, 2021
Property Address	500 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	457/3169
Book / Page	457 / 3169
Instrument Date	May 21, 2021
Instrument	2021-00003190
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 OAK LN, MOUNT VERNON, MO 65712-1218

Mortgage

Document Number	4573170
Date	May 25, 2021
Instrument	457/3170

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	500 OAK LN, MOUNT VERNON, MO 65712-1218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/3436
Date	Jul 15, 2020
Book Page	456/3436
Instrument	2020-00003464

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,300 (-) Land $2,340 Building $20,960
2025	$1,145.00	$23,300 (+9.75%) Land $2,340 Building $20,960	$111,737 (-)
2024	$1,145.00 (+9.15%)
2023	$1,049.00 (+6.93%)	$21,230 Land $2,340 Building $18,890	$111,737
2022	$981.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures