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5133 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5133 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,676 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$253,490 (2018)
Tax Bill$3,602.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631010100011090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Heated Area
Gross Area2,266 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage
FenceFence
PorchOpen Porch
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5133 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8561
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 109
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK
Legal Tract101
Legal Lot Number109
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3076
Census Tract43700

Owner

Source: Osceola County records · APN 052631010100011090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Sep 14, 2018Corporation Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Deed Doc Number2018138586
Deed Book / Page5401 / 0157
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Transaction TypeMortgage
Record UpdatedJul 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561

Mortgage

Document Number0059831986
DateJun 17, 2021
Book Page5983/1986
Instrument2021095001
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term357 Months
DueMar 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

September 2018: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2018
Property Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0054010157
Book / Page5401 / 0157
Map ReferenceMB25 PG157&158
Instrument DateSep 13, 2018
Instrument2018138586
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,774.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 WILSON AVE APT 2A, 2A, BROOKLYN, NY 11237-3780

Mortgage

Document Number2018138587
DateSep 14, 2018
Instrument2018138587
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5133 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,602.00 (+6.44%) Homeowner's exemption Disabled Person's exemption$249,122 (+5.99%)$331,900 (+3.62%) Land $70,000 Building $261,900
2023$3,384.00 (+1.2%) Homeowner's exemption Disabled Person's exemption$235,051 (+3%)$320,300 (+15.42%) Land $65,000 Building $255,300
2022$3,344.00 Homeowner's exemption Disabled Person's exemption$228,205$277,500 Land $60,000 Building $217,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 361 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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