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5127 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5127 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,846 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2021)
Tax Bill$5,407.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631010100011120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchOpen Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5127 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8561
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 112
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK
Legal Tract101
Legal Lot Number112
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3076
Census Tract43700

Owner

Source: Osceola County records · APN 052631010100011120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Apr 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Jul 16, 2018Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Doc Number2021116565
Deed Book / Page6010 / 2904
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 28, 2021
Property Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0060102904
Book / Page6010 / 2904
Map ReferenceMB 25 PG 157
Instrument DateJul 26, 2021
Instrument2021116565
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1959 WILLOW WOOD DR, 1959, KISSIMMEE, FL 34746-3779

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561

Mortgage

Document Number60102905
DateJul 28, 2021
Instrument6010/2905
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Transaction TypeMortgage
Record UpdatedMay 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561

Mortgage

Document Number0059320705
DateApr 09, 2021
Book Page5932/705
Instrument2021053949
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term327 Months
DueJul 01, 2048

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 16, 2018
Property Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0053680215
Book / Page5368 / 0215
Map ReferenceMB25 PG157&158
Instrument DateJun 29, 2018
Instrument2018108687
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561

Mortgage

Document Number2018108688
DateJul 16, 2018
Instrument2018108688
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5127 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,407.00 (+3.23%) Homeowner's exemption$345,000 (+3.6%) Land $70,000 Building $275,000$345,000 (+3.6%) Land $70,000 Building $275,000
2023$5,238.00 (+0.83%) Homeowner's exemption$333,000 (+15.58%) Land $65,000 Building $268,000$333,000 (+15.58%) Land $65,000 Building $268,000
2022$5,195.00$288,100 Land $60,000 Building $228,100$288,100 Land $60,000 Building $228,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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