Osceola County property record for 5131 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,846 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Finished |
| Tax Bill | $6,180.00 (2025) |
| Primary APN | 052631010100011100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,395 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5131 STAR RUBY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOPY WALK PB 25 PGS 157-158 LOT 110 |
| Legal Subdivision | CANOPY WALK |
| Legal Lot Number | 110 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3076 |
| Census Tract | 43700 |
Source: Osceola County records · APN 052631010100011100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | C/O RYAN LLC, SCOTTSDALE, AZ 85261 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jan 11, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 03, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2022 |
| Deed Sale | Jul 07, 2022 |
| Prior Sale | Apr 03, 2019 · Amount on Record |
| Deed Doc Number | 0006249584 |
| Deed Book / Page | 6126 / 389 |
| Prior Transfer Date | Jan 11, 2022 |
| Prior Transfer Doc | 2022005125 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062571884 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 6257/1884 |
| Instrument | 2022114296 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Document Number | 0060490381 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 6049/381 |
| Instrument | 2021147014 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Document Number | 0061260389 |
| Book / Page | 6126 / 389 |
| Map Reference | MB 25 PG 157&158 |
| Instrument Date | Jan 06, 2022 |
| Instrument | 2022005125 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10967 MOSS PARK RD # RD126, RD126, ORLANDO, FL 32832-5838 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 03, 2019 |
| Property Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Document Number | 0055012955 |
| Book / Page | 5501 / 2955 |
| Map Reference | MB 25 PG 157&158 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019041971 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 5131 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561 |
| Document Number | 2019041972 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 2019041972 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,180.00 (+3.29%) | $345,100 (+3.95%) Land $70,000 Building $275,100 | $345,100 (+3.95%) Land $70,000 Building $275,100 |
| 2023 | $5,983.00 (+72.07%) | $332,000 (+41.22%) Land $65,000 Building $267,000 | $332,000 (+15.68%) Land $65,000 Building $267,000 |
| 2022 | $3,477.00 Homeowner's exemption | $235,098 | $287,000 Land $60,000 Building $227,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 361 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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