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5130 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5130 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,676 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$243,490 (2018)
Tax Bill$3,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631010100011410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Heated Area
Gross Area2,266 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage
FenceFence
PorchOpen Porch
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5130 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 141
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK
Legal Tract101
Legal Lot Number141
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3050
Census Tract43700

Owner

Source: Osceola County records · APN 052631010100011410

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Jul 03, 2018Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Deed Doc Number2018101564
Deed Book / Page5360 / 1445
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number0059462356
DateApr 29, 2021
Book Page5946/2356
Instrument2021065243
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 03, 2018
Property Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053601445
Book / Page5360 / 1445
Map ReferenceMB25 PG157&158
Instrument DateJun 29, 2018
Instrument2018101564
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,704.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5130 ST7AR RUBY AVE, SAINT CLOUD, FL 34771

Mortgage

Document Number2018101565
DateJul 03, 2018
Instrument2018101565
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5130 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,621.00 (+6.28%) Homeowner's exemption$245,215 (+5.99%)$332,400 (+3.58%) Land $70,000 Building $262,400
2023$3,407.00 (+3.62%) Homeowner's exemption$231,365 (+3%)$320,900 (+15.39%) Land $65,000 Building $255,900
2022$3,288.00 Homeowner's exemption$224,627$278,100 Land $60,000 Building $218,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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