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5132 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5132 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,846 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
GarageAttached, 441 sqft
OccupancyOwner Occupied
Tax Bill$3,764.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-26-31-0101-0001-1420
Alternative APN
  • 263105010100011420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Living Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5132 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 142
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK PH 1
Legal Block1420
Legal Lot Number142
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3050
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0101-0001-1420

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST ALLIANCE HOME MORTGAGE LLC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Jul 31, 2018Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2021
Deed SaleApr 28, 2021
Prior SaleJul 31, 2018 · Amount on Record
Deed Doc Number202164859
Deed Book / Page5946 / 786
Prior Transfer DateMar 19, 2021
Prior Transfer Doc0059460786
Record RefreshedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 28, 2021
Property Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0059460786
Book / Page5946 / 786
Map ReferenceMB 25 PG 157&158
Instrument DateMar 19, 2021
Instrument2021064859
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyMETES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number5946787
DateApr 28, 2021
Instrument5946/787
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2018
Property Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053760516
Book / Page5376 / 0516
Map ReferenceMB25 PG157&158
Instrument DateJul 27, 2018
Instrument2018116291
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number2018116292
DateJul 31, 2018
Instrument2018116292
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5132 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,896.00 (+3.51%) Homeowner's exemption$260,561 (+5.99%)$347,300 (+3.52%) Land $70,000 Building $277,300
2024$3,764.00 (+2.62%)
2023$3,668.00 (+3.56%) Homeowner's exemption$245,843 (+3%)$335,500 (+15.53%) Land $65,000 Building $270,500
2022$3,542.00 Homeowner's exemption$238,683$290,400 Land $60,000 Building $230,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 361 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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