513 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 513 Main St, Columbus, MS 39701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 5,710 sqft · built 1920
Lot Size	0.11 acres (4,830 sqft)
Owner	Individual Name on File
Tax Bill	$5,872 (2025)
Deeds & Mortgages	May 2022 Refinance Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W430003200`

Property Details

APN / Parcel Number

Primary APN	`61W430003200`
Alternative APNs	`017698` `17698`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	5,710 sqft Total Area
1st Floor Area	3,172 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Wood Truss
Roof Material	Urethane Foam
Lot Area	4,830 sqft (0.11 acres)
Lot Dimensions	122 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-4575
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	513 MAIN ST BLOCK 3
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	3
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3050
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County assessment roll, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1204, COLUMBUS, MS 39703-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
Jun 26, 2018	Deed of Trust, Mortgage CADENCE BK NA
Oct 6, 2017	Warranty Deed, Transfer · Line of Credit CADENCE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 4, 2022
Deed Sale	Nov 4, 2022
Prior Sale	Jul 6, 2021
Deed Book / Page	2022 / 9136
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	513 MAIN ST, COLUMBUS, MS 39701-4575
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202211470
Date	May 9, 2022
Book Page	2022/11470

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	513 MAIN ST, COLUMBUS, MS 39701-4575
Document Number	0020183509
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CLARK BLVD TUPELO MS 388042801, TUPELO, MS 38804-2801

Mortgage

Document Number	0020183509
Date	Jun 28, 2018
Book Page	002018/013509

Lender

Name	CADENCE BK NA
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 6, 2017
Property Address	513 MAIN ST, COLUMBUS, MS 39701-4575
Document Number	0020177074
Book / Page	002017 / 007074
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321 ABERDEEN MS 397300321, ABERDEEN, MS 39730-0321

Mortgage

Document Number	20172156
Date	Oct 6, 2017
Book Page	002017/022156

Lender

Name	CADENCE BK
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,872.00 (+1.24%)	$35,926 (+9.45%)	$239,500 (+9.45%) Land $19,970 Building $219,530
2024	$5,800.00 (+7.97%)
2023	$5,372.00 Additional exemption filed	$32,825	$218,830 Land $19,970 Building $198,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures