424 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 424 Main St, Columbus, MS 39701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,063 sqft · built 1920
Lot Size	0.062 acres (2,704 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Mar 2024)
Tax Bill	$6,085 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W450005100`

Property Details

APN / Parcel Number

Primary APN	`61W450005100`
Alternative APNs	`017785` `17785`

Interior

Building Area	4,063 sqft Total Area
1st Floor Area	2,604 sqft
2nd Floor Area	1,459 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Urethane Foam
Lot Area	2,704 sqft (0.062 acres)
Lot Dimensions	104 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	017785
Street Address	424 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-4548
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	PT LOTS 4 5 424 MAIN ST BLOCK 3
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	3
Legal Lot Number	4
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 FAZIO DR, OXFORD, MS 38655-2326
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF VERNON
May 21, 2018	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Mar 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	0020241909
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	424 MAIN ST, COLUMBUS, MS 39701-4548
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244697
Date	Mar 18, 2024
Book Page	2024/4697

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2027

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	424 MAIN ST, COLUMBUS, MS 39701-4548
Document Number	0020180520
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 9TH ST S COLUMBUS MS 397016934, COLUMBUS, MS 39701-6934

Mortgage

Document Number	0020180520
Date	May 24, 2018
Book Page	002018/010520

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 23, 2023

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 23, 2018
Property Address	424 MAIN ST, COLUMBUS, MS 39701-4548
Document Number	0020185747
Book / Page	002018 / 005747
Instrument Date	Mar 22, 2018
Transaction Type	Construction Loan
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 9TH ST S COLUMBUS MS 39701, COLUMBUS, MS 39701

Mortgage

Document Number	20185747
Date	Mar 23, 2018
Book Page	002018/005747

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2019

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,085.00 (+60.13%)	$37,241 (+69.33%)	$248,270 (+69.33%) Land $13,420 Building $234,850
2024	$3,800.00 (+5.58%)
2023	$3,599.00	$21,993	$146,620 Land $13,420 Building $133,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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