Lowndes County property record for 427 Main St, Columbus, MS 39701
| Property Type | Bank, Financial Building |
|---|---|
| Details | 12,546 sqft · built 1920 |
| Lot Size | 0.08 acres (3,520 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Dec 2007) |
| Tax Bill | $20,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 61W450001100 |
| Primary APN | 61W450001100 |
|---|---|
| Alternative APNs |
|
| Building Area | 12,546 sqft Total Area |
|---|---|
| 1st Floor Area | 3,690 sqft |
| 2nd Floor Area | 8,856 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,520 sqft (0.08 acres) |
| Lot Dimensions | 80 ft deep x 44 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 017744 |
|---|---|
| Street Address | 427 MAIN ST |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-4533 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 427 MAIN ST-BANK BLOCK 2 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 16 |
| Legal Subdivision | NORTH OF MAIN |
| Legal Block | 2 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1047, COLUMBUS, MS 39703-1047 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2007 · Amount on Record |
| Deed Sale | Dec 20, 2007 · Amount on Record |
| Deed Document Number | 0020079699 |
| Record Updated | Jun 8, 2026 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,990.00 (+1.24%) | $128,483 (+4.8%) | $856,550 (+4.8%) Land $25,920 Building $830,630 |
| 2024 | $20,733.00 (+3.39%) | ||
| 2023 | $20,053.00 | $122,595 | $817,300 Land $25,920 Building $791,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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