423 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 423 Main St, Columbus, MS 39701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,006 sqft · built 1920
Lot Size	0.051 acres (2,222 sqft)
Owner	Company Name on Record
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W450001300`

Property Details

APN / Parcel Number

Primary APN	`61W450001300`
Alternative APNs	`017746` `17746`

Interior

Building Area	5,006 sqft Total Area
1st Floor Area	2,781 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	101 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	423 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-4533
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	PT LOT 4 423 MAIN ST BLOCK 2
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	2
Legal Lot Number	4
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3051
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2053 SANFORD DR, MOUNT JULIET, TN 37122-5402
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage WEST ALABAMA BANK & TRUST
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage WEST ALABAMA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	423 MAIN ST, COLUMBUS, MS 39701-4533
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202512569
Date	Jun 10, 2025
Book Page	2025/12569

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2045

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	423 MAIN ST, COLUMBUS, MS 39701-4533
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020240765
Date	Jan 18, 2024
Book Page	2024/765

Lender

Name	WEST ALABAMA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 29, 2043

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 18, 2024
Property Address	423 MAIN ST, COLUMBUS, MS 39701-4533
Document Number	0020240296
Book / Page	2024 / 296
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 SANFORD DR, MOUNT JULIET, TN 37122-5402
Investor	Possibly a Property Investor

Mortgage

Document Number	0002024765
Date	Jan 18, 2024
Instrument	2024/765

Lender

Name	WEST ALABAMA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 29, 2043

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00 (+80.21%)	$33,151 (+87.85%)	$221,000 (+87.85%) Land $11,090 Building $209,910
2024	$3,006.00 (+4.09%)
2023	$2,888.00	$17,648	$117,650 Land $11,090 Building $106,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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