509 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 509 Main St, Columbus, MS 39701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 15,294 sqft · built 1920
Lot Size	0.292 acres (12,731 sqft)
Owner	Individual Name on Record
Tax Bill	$10,853 (2025)
Deeds & Mortgages	Apr 2026 Transfer May 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61W430001800`

Property Details

APN / Parcel Number

Primary APN	`61W430001800`
Alternative APNs	`017683` `17683`

Interior

Full Baths	1 Bath
Units	7 Units
Building Area	15,294 sqft Total Area
1st Floor Area	6,248 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	12,731 sqft (0.292 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-5733
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	509 MAIN ST BLOCK 3
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	3
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3050
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2009 BLUECUTT RD, COLUMBUS, MS 39705-1418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF KILMICHAEL
Feb 19, 2026	Deed of Trust, Mortgage BANK OF KILMICHAEL
Jun 18, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2017	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026
Deed Sale	Apr 30, 2026
Deed Book / Page	2026 / 3128
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	2026003128
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 30, 2026
Property Address	509 MAIN ST, COLUMBUS, MS 39701-5733
Document Number	2026003128
Book / Page	2026 / 3128
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BLUECUTT RD, COLUMBUS, MS 39705-1418

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	May 4, 2026
Property Address	509 MAIN ST, COLUMBUS, MS 39701-5733
Document Number	2026009886
Book / Page	2026 / 9886
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	479 GURLIE MALONE RD, CALEDONIA, MS 39740-9343

Mortgage

Document Number	2026009886,
Date	May 4, 2026
Book Page	2026/9886

Lender

Name	BANK OF KILMICHAEL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2027

Interest

Rate	6.38%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	509 MAIN ST, COLUMBUS, MS 39701-5733
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020263058
Date	Feb 19, 2026
Book Page	2026/3058

Lender

Name	BANK OF KILMICHAEL
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 4, 2031

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 18, 2021
Property Address	509 MAIN ST, COLUMBUS, MS 39701-5733
Document Number	0020215051
Book / Page	2021 / 5051
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8769, COLUMBUS, MS 39705-0013

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	509 MAIN ST, COLUMBUS, MS 39701-5733
Document Number	0020172157
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2101 BLUECUTT RD COLUMBUS MS 397051420, COLUMBUS, MS 39705-1420

Mortgage

Document Number	0020172157
Date	Jan 27, 2017
Book Page	002017/002157

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2027

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,853.00 (+1.24%)	$66,405 (+4.42%)	$442,700 (+4.42%) Land $45,000 Building $397,700
2024	$10,720.00 (+3.01%)
2023	$10,407.00	$63,596	$423,970 Land $45,000 Building $378,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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