Black Hawk County property record for 5120 Millenium Dr, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,456 sqft · built 2006 |
| Lot Size | 0.231 acres (10,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (May 2025) |
| Tax Bill | $4,378 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-29-176-033 |
| Primary APN | 8913-29-176-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,044 sqft (0.231 acres) |
| Lot Dimensions | 162 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5120 MILLENIUM DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON RIDGE FIRST ADDITION LOT 40 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | HUNTINGTON RIDGE FIRST |
| Legal Lot Number | 40 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 2601 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5120 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| May 12, 2025 | Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on Record |
| Deed Sale | May 12, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2009 · Amount on Record |
| Deed Document Number | 20256423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5120 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T |
| Name | Verified Name |
|---|
| Document Number | 0202502652 |
|---|---|
| Date | Feb 27, 2025 |
| Instrument | 2025-02652 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Mar 1, 2027 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 12, 2025 |
| Property Address | 5120 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0202506423 |
| Instrument Date | May 8, 2025 |
| Instrument | 2025-06423 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $503.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5120 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0202506424 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 2025-06424 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,378.00 Homeowner's exemption | $286,950 (+8.03%) Land $43,520 Building $243,430 | $286,950 (+8.03%) Land $43,520 Building $243,430 |
| 2024 | $4,378.00 (+8.8%) | ||
| 2023 | $265,610 (+10.7%) Land $43,520 Building $222,090 | $265,610 (+10.7%) Land $43,520 Building $222,090 | |
| 2022 | $4,024.00 Homeowner's exemption | $239,930 Land $43,520 Building $196,410 | |
| 2021 | $239,930 Land $43,520 Building $196,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Metronet Holdings, Waterloo Telecommunications Utility.
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