Black Hawk County property record for 5109 Millenium Dr, Cedar Falls, IA 50613 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,494 sqft · built 2007 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,000 (Apr 2026) |
| Tax Bill | $4,206 (2025) |
| Deeds & Mortgages | Dec 2008 Mortgage Apr 2026 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-29-176-027 |
| Primary APN | 8913-29-176-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 208 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5109 MILLENIUM DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON RIDGE FIRST ADDITION LOT 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | HUNTINGTON RIDGE FIRST |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 2601 |
Source: Black Hawk County records · APN 8913-29-176-027
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2008 | Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC |
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Jan 09, 2026 | Intrafamily Transfer, Transfer |
| Jul 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Jun 25, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION |
| Jan 13, 2012 | Intrafamily Transfer, Transfer |
| Jan 13, 2012 | Intrafamily Transfer, Transfer |
| Aug 29, 2008 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Jul 01, 2020 · Amount on Record |
| Deed Document Number | 20264611 |
| Prior Transfer Date | Jan 09, 2026 |
| Prior Transfer Doc | 0202600378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009011961 |
|---|---|
| Date | Dec 24, 2008 |
| Instrument | 2009011961 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 06, 2026 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0000004611 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20264611 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,045.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0000004612, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20264612 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 09, 2026 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0202600378 |
| Instrument Date | Jan 09, 2026 |
| Instrument | 2026-00378 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 01, 2020 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 202100000136 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 202100000136 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 202100000137 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 202100000137 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Number | 202100000138 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 202100000138 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 25, 2019 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 201900019510 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201900019510 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 201900019511 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900019511 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 13, 2012 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 2012013074 |
| Instrument Date | Jan 10, 2012 |
| Instrument | 2012013074 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 13, 2012 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 201200013074 |
| Instrument Date | Jan 10, 2012 |
| Instrument | 2012-00013074 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 29, 2008 |
| Property Address | 5109 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 2009004805 |
| Instrument Date | Aug 12, 2008 |
| Instrument | 2009004805 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8182 MARYLAND AVE # 11, 11, SAINT LOUIS, MO 63105-4045 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,206.00 Homeowner's exemption | $276,250 (+8.12%) Land $35,270 Building $240,980 | $276,250 (+8.12%) Land $35,270 Building $240,980 |
| 2024 | $4,206.00 (+8.96%) | ||
| 2023 | $255,510 (+10.82%) Land $35,270 Building $220,240 | $255,510 (+10.82%) Land $35,270 Building $220,240 | |
| 2022 | $3,860.00 Homeowner's exemption | $230,570 Land $35,270 Building $195,300 | |
| 2021 | $230,570 Land $35,270 Building $195,300 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cedar Falls Municipal Communications Utility | Fiber | 10,000 / 10,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Waterloo Telecommunications Utility, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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