Black Hawk County property record for 5113 Millenium Dr, Cedar Falls, IA 50613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,536 sqft · built 2006 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2025) |
| Tax Bill | $4,634 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-29-176-028 |
| Primary APN | 8913-29-176-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Finished Basement | 575 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | 168 sqft Deck |
| Patio Area | 538 sqft Patio |
| Porch | Slab |
| Porch Area | 40 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5113 MILLENIUM DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON RIDGE FIRST ADDITION LOT 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | HUNTINGTON RIDGE FIRST |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 2601 |
Source: Black Hawk County records · APN 8913-29-176-028
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jan 25, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COLLINS COMMUNITY CU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jan 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 20259373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 01, 2025 |
| Property Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0202509373 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025-09373 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 0202509374 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | 2025-09374 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700013451 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-00013451 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000019501 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 202000019501 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 202100006152 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202100006152 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 25, 2017 |
| Property Address | 5113 MILLENIUM DR, CEDAR FALLS, IA 50613-7983 |
| Document Number | 201700013449 |
| Instrument Date | Jul 27, 2016 |
| Instrument | 2017-00013449 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201700013450 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-00013450 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.24% |
| Index | 1-Year CMT |
| Max Rate | 9.24% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,634.00 Homeowner's exemption | $303,910 (+8.33%) Land $35,270 Building $268,640 | $303,910 (+8.33%) Land $35,270 Building $268,640 |
| 2024 | $4,634.00 (+9.55%) | ||
| 2023 | $280,530 (+11.38%) Land $35,270 Building $245,260 | $280,530 (+11.38%) Land $35,270 Building $245,260 | |
| 2022 | $4,230.00 Homeowner's exemption | $251,860 Land $35,270 Building $216,590 | |
| 2021 | $251,860 Land $35,270 Building $216,590 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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