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5108 Millenium Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5108 Millenium Dr, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,742 sqft · built 2006
Lot Size0.231 acres (10,044 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jun 2021)
Tax Bill$4,804 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-29-176-035

Property Details

APN / Parcel Number

Primary APN8913-29-176-035

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area684 sqft
Basement Area684 sqft
Finished Basement460 sqft
Unfinished Basement684 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,044 sqft (0.231 acres)
Lot Dimensions162 ft deep x 62 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5108 MILLENIUM DR
CityCEDAR FALLS
StateIA
Zip50613-7983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON RIDGE FIRST ADDITION LOT 38
Legal Range13W
Legal Township89N
Legal Section29
Legal SubdivisionHUNTINGTON RIDGE FIRST
Legal Lot Number38
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group3
Census Block3032
Census Tract2601

Owner

Source: Black Hawk County records · APN 8913-29-176-035

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5108 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Dec 17, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number202126837
Prior Transfer DateOct 07, 2019
Prior Transfer Doc2020000065
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 18, 2021
Property Address5108 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Document Number202100026837
Instrument DateJun 17, 2021
Instrument202100026837
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$415.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5108 MILLENIUM DR, CEDAR FALLS, IA 50613-7983

Mortgage

Document Number202100026838
DateJun 18, 2021
Instrument202100026838
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 01, 2031
Change FrequencyAnnually
Max Rate At Change9.87%
Index1-Year LIBOR
Max Rate9.87%

Mortgage

Document Number202100026839
DateJun 18, 2021
Instrument202100026839
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2031

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 17, 2019
Property Address5108 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Document Number20202000010982
Instrument DateDec 05, 2019
Instrument20202000010982
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5108 MILLENIUM DR, CEDAR FALLS, IA 50613-7983

Mortgage

Document Number20202000010983
DateDec 17, 2019
Instrument20202000010983
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,804.00$303,270 (+8.22%) Land $43,520 Building $259,750$303,270 (+8.22%) Land $43,520 Building $259,750
2024$4,804.00 (+8.49%)
2023$280,240 (+10.21%) Land $43,520 Building $236,720$280,240 (+10.21%) Land $43,520 Building $236,720
2022$4,428.00$254,280 Land $43,520 Building $210,760
2021$254,280 Land $43,520 Building $210,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cedar Falls Municipal Communications Utility
Fiber		10,000 / 10,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group, Metronet Holdings, Waterloo Telecommunications Utility.

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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