5114 Millenium Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5114 Millenium Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,304 sqft · built 2006
Lot Size	0.231 acres (10,044 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Jul 2006)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-29-176-034`

Property Details

APN / Parcel Number

Primary APN	`8913-29-176-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
1st Floor Area	652 sqft
Basement Area	652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,044 sqft (0.231 acres)
Lot Dimensions	162 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	105 sqft
Patio Area	692 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5114 MILLENIUM DR
City	CEDAR FALLS
State	IA
Zip	50613-7983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON RIDGE FIRST ADDITION LOT 39
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	HUNTINGTON RIDGE FIRST
Legal Lot Number	39
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3032
Census Tract	2601

Owner

Source: Black Hawk County records · APN 8913-29-176-034

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5114 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Feb 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 30, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
May 30, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2006 · Amount on Record
Deed Sale	Jul 24, 2006 · Amount on Record
Deed Document Number	20062007001926
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5114 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202513206
Date	Sep 09, 2025
Instrument	2025-13206

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5114 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015662
Date	Feb 01, 2022
Instrument	202200015662

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5114 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019568
Date	May 30, 2018
Instrument	201800019568

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	116 Months
Due	Jan 01, 2028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5114 MILLENIUM DR, CEDAR FALLS, IA 50613-7983
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019567
Date	May 30, 2018
Instrument	201800019567

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00 Homeowner's exemption	$262,750 (+7.86%) Land $43,520 Building $219,230	$262,750 (+7.86%) Land $43,520 Building $219,230
2024	$4,002.00 (+8.22%)
2023		$243,600 (+10.12%) Land $43,520 Building $200,080	$243,600 (+10.12%) Land $43,520 Building $200,080
2022	$3,698.00 Homeowner's exemption	$221,220 Land $43,520 Building $177,700
2021			$221,220 Land $43,520 Building $177,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cedar Falls Municipal Communications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Waterloo Telecommunications Utility, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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