512 E Center St, Troy, IL 62294 Property Records

Madison County property record for 512 E Center St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,392 sqft · built 1999
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2014)
Tax Bill	$6,067 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
APN	`09-2-22-10-03-301-084`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-03-301-084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	136 ft deep x 46 ft wide
Garage Type	Attached
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	512 E CENTER ST
City	TROY
State	IL
Zip	62294-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYERS SUBD LOT 1 154.07 X 136.27 IRR
Legal Subdivision	MYERS SUBD
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1034
Census Tract	403531

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 E CENTER ST, TROY, IL 62294-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2014 · Amount on Record
Deed Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	201428661
Prior Transfer Date	Mar 4, 2010
Prior Transfer Doc	0000012193
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	512 E CENTER ST, TROY, IL 62294-2039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035382
Date	Nov 8, 2018
Instrument	2018R35382

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,067.00 (+6.21%)	$87,690 (+28.28%) Land $24,720 Building $62,970	$263,070 (+28.15%) Land $74,160 Building $188,910
2024	$5,712.00 (+11.85%)
2022	$5,107.00	$68,360 Land $19,270 Building $49,090	$205,285 Land $57,868 Building $147,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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