514 E Center St, Troy, IL 62294 Property Records

Madison County property record for 514 E Center St, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,076 sqft · built 1960
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$302,000 (Mar 2024)
Tax Bill$7,317 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
APN09-1-22-10-03-301-026

Property Details

APN / Parcel Number

Primary APN09-1-22-10-03-301-026

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,076 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1964
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area87,120 sqft (2 acres)
Lot Dimensions252 ft deep x 345 ft wide
Garage TypeDetached
Garage Area1,120 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address514 E CENTER ST
CityTROY
StateIL
Zip62294-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE SW 345.7X252
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1033
Census Tract403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 E CENTER ST, TROY, IL 62294-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleSep 20, 2012 · Amount on Record
Deed Document Number20247907
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateMar 28, 2024
Property Address514 E CENTER ST, TROY, IL 62294-2039
Document Number0000007907
Map ReferenceBK 107 PG 10
Instrument DateMar 22, 2024
Instrument2024R07907
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$453.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address514 E CENTER ST, TROY, IL 62294-2039

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E CENTER ST, TROY, IL 62294-2039

Mortgage

Document Number0000007908
DateMar 28, 2024
Instrument2024R07908
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate7%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,317.00 (+6.65%)$111,760 (+28.28%) Land $19,290 Building $92,470$335,280 (+28.15%) Land $57,870 Building $277,410
2024$6,861.00 (+22.82%)
2022$5,586.00$87,120 Land $15,040 Building $72,080$261,621 Land $45,165 Building $216,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave.

Nearby Properties on E Center St

Nearby Streets

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