500 E Center St, Troy, IL 62294 Property Records

Madison County property record for 500 E Center St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Oct 2021)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Sale & Mortgage
APN	`09-1-22-10-03-301-020`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-10-03-301-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	180 ft deep x 280 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	500 E CENTER ST
City	TROY
State	IL
Zip	62294-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRI TR NW PT SW 280X180 (S) X206
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1033
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 E CENTER ST, TROY, IL 62294-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Oct 18, 2021	Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202143730
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0000023436
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 E CENTER ST, TROY, IL 62294-2039
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012102
Date	Apr 7, 2022
Instrument	2022R12102

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 18, 2021
Property Address	500 E CENTER ST, TROY, IL 62294-2039
Document Number	0000043730
Map Reference	BK 7 PG 68
Instrument Date	Oct 12, 2021
Instrument	2021R43730
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 E CENTER ST, TROY, IL 62294-2039

Mortgage

Document Number	0000043731
Date	Oct 18, 2021
Instrument	2021R43731

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00 (+6.96%)	$69,930 (+28.29%) Land $11,340 Building $58,590	$209,790 (+28.16%) Land $34,020 Building $175,770
2024	$4,135.00 (+14.1%)
2022	$3,624.00	$54,510 Land $8,840 Building $45,670	$163,694 Land $26,547 Building $137,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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