516 E Center St, Troy, IL 62294 Property Records

Madison County property record for 516 E Center St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,348 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Apr 2004)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
APN	`09-2-22-10-03-301-087`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-03-301-087`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	153 ft deep x 94.8 ft wide
Garage Type	Attached
Garage Area	1 sqft
Patio Area	970 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	516 E CENTER ST
City	TROY
State	IL
Zip	62294-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON SUBD LOT 2 94.79 X 153.72 IRREGULAR
Legal Subdivision	JACKSON SUBD
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1034
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E CENTER ST, TROY, IL 62294-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2004 · Amount on Record
Deed Sale	Apr 1, 2004 · Amount on Record
Prior Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	200418428
Deed Book / Page	4642 / 3088
Prior Transfer Date	Mar 21, 2004
Prior Transfer Doc	0000034845
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	516 E CENTER ST, TROY, IL 62294-2039
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042753
Date	Oct 12, 2021
Instrument	2021R42753

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (+6.8%)	$82,740 (+28.28%) Land $10,280 Building $72,460	$248,220 (+28.15%) Land $30,840 Building $217,380
2024	$4,971.00 (+13.75%)
2022	$4,370.00	$64,500 Land $8,020 Building $56,480	$193,694 Land $24,084 Building $169,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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