520 E Center St, Troy, IL 62294 Property Records

Madison County property record for 520 E Center St, Troy, IL 62294

Property Summary

Property Type	Wholesale Outlet, Discount Store (Franchise)
Details	9,000 sqft · built 2018
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on Record
Last Sale	$1,232,500 (Dec 2025)
Tax Bill	$29,709 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 5 more
APN	`09-2-22-08-02-201-022`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-08-02-201-022`

Interior

Building Area	9,000 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	200 ft deep x 157 ft wide

Location & Zoning

Street Address	520 E CENTER ST
City	TROY
State	IL
Zip	62294
Property Category	Commercial
Property Type	Commercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Legal Description	162 COMMONS LOT 2A 157.75 X 200 IRREGULAR
Legal Subdivision	PARKSIDE SUB
Legal Lot Number	2A
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2029
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 104, GLEN CARBON, IL 62034-0104
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Special Warranty Deed, Transfer · Commercial Mortgage DIETERICH BANK
Dec 14, 2022	Special Warranty Deed, Transfer · Commercial Mortgage PROSPECT BANK
Sep 26, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 29, 2017	Trustee's Deed, Construction Loan · Line of Credit MID AMERICA BK
Dec 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MID AMERICA BK
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 3, 2017	Loan Modification, Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	202533980
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 4, 2025
Property Address	520 E CENTER ST, TROY, IL 62294
Document Number	0000033980
Map Reference	PC 65 PG 82
Instrument Date	Nov 28, 2025
Instrument	2025R33980
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, GLEN CARBON, IL 62034-0104

Mortgage

Document Number	0000033981
Date	Dec 4, 2025
Instrument	2025R33981

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 14, 2022
Property Address	520 E CENTER ST, TROY, IL 62294
Document Number	0000039352
Map Reference	PB 40 PG 48
Instrument Date	Dec 6, 2022
Instrument	2022R39352
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 ROUNDSTONE DR, WELDON SPRING, MO 63304-0553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 FIELDSTONE DR, SAVOY, IL 61874-7453

Mortgage

Document Number	0000039353
Date	Dec 14, 2022
Instrument	2022R39353

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.76%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 26, 2018
Property Address	520 E CENTER ST, TROY, IL 62294
Document Number	0000030333
Instrument Date	Sep 25, 2018
Instrument	30333
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	611 ROUNDSTONE DR WELDON SPRING MO 633040553, WELDON SPRING, MO 63304-0553

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Nov 29, 2017
Property Address	520 E CENTER ST, TROY, IL 62294
Instrument Date	Nov 17, 2017
Instrument	40120
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 39 BELLE MO 650130039, BELLE, MO 65013-0039

Mortgage

Document Number	0000040120
Date	Nov 29, 2017
Instrument	40120

Lender

Name	MID AMERICA BK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2018

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Dec 22, 2017
Property Address	520 E CENTER ST, TROY, IL 62294
Instrument Date	Nov 17, 2017
Instrument	43410
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 39 BELLE MO 650130039, BELLE, MO 65013-0039

Mortgage

Document Number	0000043410
Date	Dec 22, 2017
Instrument	43410

Lender

Name	MID AMERICA BK
Type	Bank
Address	JEFFERSON, MO 65101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2018

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 7, 2017
Property Address	520 E CENTER ST, TROY, IL 62294
Document Number	0000037722
Instrument Date	Nov 6, 2017
Instrument	37722
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 39 BELLE MO 650130039, BELLE, MO 65013-0039

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	520 E CENTER ST, TROY, IL 62294
Document Number	0000007563
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	516 STATE ROUTE 162 TROY IL 62294, TROY, IL 62294

Mortgage

Document Number	0000007563
Date	Mar 7, 2017
Instrument	7563

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Term	12 Months
Due	Mar 6, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,709.00 (+6.21%)	$429,400 (+7.24%) Land $84,180 Building $345,220	$1,288,201 (+7.24%) Land $252,540 Building $1,035,661
2024	$27,972.00 (+11.85%)	$400,410 (+19.62%) Land $78,500 Building $321,910	$1,201,231 (+19.5%) Land $235,500 Building $965,731
2022	$25,008.00	$334,740 Land $65,630 Building $269,110	$1,005,225 Land $197,087 Building $808,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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