512 Boucher St, Roscommon, MI 48653 Property Records

Roscommon County property record for 512 Boucher St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2003
Lot Size	0.77 acres (33,541 sqft)
Owner	Trust Name on File
Last Sale	$148,000 (Apr 2017)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-320-033-1000`

Property Details

APN / Parcel Number

Primary APN	`007-320-033-1000`

Interior

Full Baths	1 Bath
Building Area	1,500 sqft Building Perimeter
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	33,541 sqft (0.77 acres)
Garage Area	896 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 BOUCHER ST
City	ROSCOMMON
State	MI
Zip	48653-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-960 P-2351 L-429 P-525 L-494 P-538 244 LOTS 33 & 35 HIGGINS HEIGHTS PP 007-320-033-0000 & 007-320-035-0000 512 BOUCHER ST
Legal Subdivision	HIGGINS HEIGHTS
Legal Lot Number	33,35
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	1
Census Block	1019
Census Tract	970500

Owner

512 Boucher St is owner-occupied and held in a trust since March 2023.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 22, HIGGINS LAKE, MI 48627-0022
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance STATE SAVINGS BANK
May 17, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Deed Document Number	20173277
Deed Book / Page	1162 / 674
Last Transfer Date	Mar 2, 2023
Transfer Doc	0000002210
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 9, 2026
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Document Number	0000003974
Book / Page	1193 / 1769
Instrument Date	Jun 3, 2026
Instrument	20263974
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156

Mortgage

Document Number	0000003974,
Date	Jun 9, 2026
Book Page	1193/1769
Instrument	20263974

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01183/2445
Date	Mar 30, 2023
Book Page	1183/2445
Instrument	202300002043

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 17, 2022
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Document Number	001181/440
Book / Page	1181 / 440
Instrument Date	May 10, 2022
Instrument	202200003955
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 22, ROSCOMMON, MI 48653-0022

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01178/1516
Date	Oct 14, 2021
Book Page	1178/1516
Instrument	202100009447

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1171/2054
Date	Feb 19, 2020
Book Page	1171/2054
Instrument	202000001021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 27, 2017
Property Address	512 BOUCHER ST, ROSCOMMON, MI 48653-7156
Document Number	1162/0674
Book / Page	1162 / 0674
Map Reference	LB 4 PL PG 37
Instrument Date	Apr 24, 2017
Instrument	201700003277
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 460, HIGGINS LAKE, MI 48627-0460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, ROSCOMMON, MI 48653-0454

Mortgage

Document Number	1162/0675
Date	Apr 27, 2017
Book Page	1162/0675
Instrument	201700003278

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 512 Boucher St was $2,263 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,900 (+15.57%)	$403,800 (+15.57%)
2025	$2,263.00 Homeowner's exemption	$174,700	$349,400
2023		$128,300	$256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Boucher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Boucher St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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