5119 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5119 Costa Rustico, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,991 sqft · built 2000
Lot Size0.102 acres (4,426 sqft)
OwnerIndividual Name on Record
Last Sale$748,000 (Jul 2015)
Tax Bill$9,667 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN678-131-04

Property Details

APN / Parcel Number

Primary APN678-131-04

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area4,426 sqft (0.102 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5119 COSTA RUSTICO
CitySAN CLEMENTE
StateCA
Zip92673-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 124
Legal SubdivisionFORSTER HIGHLANDS COMMUNITY ASSOCIATION
Legal Tract15864
Legal Lot Number124
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Nov 7, 2022Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2015 · Amount on Record
Deed SaleJul 20, 2015 · Amount on Record
Prior SaleSep 24, 2010 · Amount on Record
Deed Document Number2015376239
Prior Transfer DateJul 13, 2015
Prior Transfer Doc0000376240
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000263647
DateOct 27, 2023
Instrument2023000263647
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedNov 16, 2022
Title CompanyMEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000355490
DateNov 7, 2022
Instrument2022000355490
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5119 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221044
DateMay 15, 2020
Instrument2020000221044
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$903,186 (+2%) Land $576,202 Building $326,984
2025$9,667.00 (+3.56%)$885,477 (+4.04%) Land $564,904 Building $320,573
2023$9,335.00 (+1.82%)$851,094 Land $542,968 Building $308,126
2022$9,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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